companies that support all of the people that aims to "First Penguin", Ltd. First Penguin (Head Office: Shibuya-ku, Tokyo, Representative Director, President and Chief Executive Officer CEO: Ichinokawa Tadashi, first penguin below), in mid-2018 more, in a society that way of working is to diversify, to support companies and individuals in a flexible settlement, settlement agent service "AQUAGATES (AQUAGATES)" of global standard will be full-scale operation a. April 19, 2018, has begun test operations, will strengthen the sales with the launch in May of the service site.

"FinTech Vision (2017)" by the Ministry of Economy, Trade and Industry (※ 1) as there is in, in the world of cashless (about 41% in the US, 55% in China (2015)) is progressing, Japan cashless settlement ratio (※ 2) is a very low current and 18% (2015). Currently, in Japan, and there are a variety of third-party payment service. However, while the method of settlement Japan unique, such as revolving credit and installment payments are diversified, in the region where there has been an increasing overseas corporate and individual matching service and continuous services, in recent years demand, examination criteria for the credit is high , it is a situation such as take the time to review. In the settlement services overseas, such has been respond flexibly to the businesses and business categories, is also considered a factor in cashless advances such an environment.

E-book publishing ASP that first penguin operated (affiliate service provider) "infotop (info top)", which provides more than 12 years the settlement means for a variety of individuals and corporations to sell e-books " examination system "know-how, such as" support system "has been accumulated. This time, the existing operators in order to cheer from difficult was corporate cover to sideline of the individual in the settlement surface, corresponding to the Japan-specific business practices, with a flexible support system, global standard settlement agent service "AQUAGATES we started to provide. "

features of "AQUAGATES"

1. Sideline, part-time, freelance was also placed in the field of view independently support settlement agent
Domestic existing service strict examination, the credit was in the severe status quo to individuals and overseas corporations. In "AQUAGATES", also to flexibly cope with such a user, do the service provided. As a result, the corporation is, of course, including the classroom services and beauty salon, we will continue to support the service deployment of wide area to the activities of individual sideline, part-time, freelance in the recent years an increasing trend.

2. Conventionally, corresponding also to the quotient material had a higher hurdle of the examination "AQUAGATES", such as "cross-border EC", "CtoC," "do not have an existing business model", in the conventional service has its own examination criteria for the hard quotient material to be reviewed decision. New business opportunities, in order to support the business creation opportunities, we offer a service with a high degree of acceptability.

3. It can be implemented sense of speed
the fastest about 1 week In "AQUAGATES", to meet the needs that want to expand the early business even one day, in the conventional place that used to take about one month to implement, it can be implemented at a speed of 1 week at the fastest.

Settlement means offers a wide range of line-up, such as "credit card payment", "electronic money", "convenience store", "mobile carrier" "bank transfer". In addition, the settlement scene is happening violent change every day, in the future we intend to continue to respond to such a "virtual currency settlement" and "foreign currency settlement". In addition, it is assumed the introduction of the 200 companies in the 2018 year, in the future, "AQUAGATES" is through the settlement agent services, we will continue to support the individuals and companies to a new challenge.

4. High affinity with existing service Our company operates the electronic book publishing ASP (affiliate service provider) "infotop (info top)". Can also be asked to take advantage of the "AQUAGATES" when you want to expand business people and freelance people to address the sideline to gather in there, it has a very high affinity.

(※ 1) Ministry of Economy, Trade and Industry "About FinTech Vision"
http://www.meti.go.jp/report/whitepaper /data/pdf/20170508001_2.pdf

(※ 2) accounts for private consumption expenditure "credit card", the proportion of the settlement by "debit card", "electronic money"

Inquiries about the service
AQUAGATES service site: https://www.aqua-gates.com/
SWIFTPASS service site: https://swiftpass.aqua-gates.com/
TEL: 03-6630-4973 (10: 00~18: 30)
Email (corporate sales): sales@aqua-gates.com
E-mail (user support): support@aqua-gates.com

■ About First Penguin Co., Ltd.

We are listed in philosophy "to support all the people who aim to" First Penguin "", is continue to pursue new things companies. Looking forward to the work, so that grow human resources that can contribute to society, providing environment a and Challenge system we are actively.
Company Name: First Penguin Co., Ltd.
Location: 1-35-4 Yoyogi, Shibuya-ku, Tokyo Yoyogi Crystal Building 5F
Founded: August 8, 2006
Capital: 15 million yen
Representative: Ichinokawa Tadashi
Business: Web services business, advertising sales, content production and sales, various media management, payment service business, recruitment business, etc.
URL: http://first-penguin.co.jp/